Letter To The Editor: Lawsuit Abuse in Florida Inflates Insurance Rates

Dear FloridaJolt Editor,

Florida car insurance rates are 50 percent higher than the national average thanks to our state’s legal environment. Florida’s personal injury protection (PIP) and assignment of benefits (AOB) laws incentivize attorneys to scam insurance companies out of millions of dollars each year while everyday Floridians unknowingly foot the bill.

This happens when auto service and medical providers collaborate with trial attorneys to bait vulnerable accident victims into forfeiting their legal right to file post-accident insurance claims, saying they will handle the “complicated” insurance process with a signed AOB contract.

Subscribe to the Florida Jolt Newsletter!

But instead of handling the process the right way, the providers inflate the true cost of the personal and vehicle damages in their claims. Then, when insurers justifiably dispute the claim, the providers sue and invite their pals, the trial lawyers, to join the party.

Sadly, Florida insurers are used to this and must incorporate expensive legal fees into the price of their insurance premiums. Furthermore, the threat of inflated damages often forces the insurance company to avoid risking a significant loss in court and settles with the trial attorneys.

Of course, after all, interested parties are unfairly compensated, the victim ultimately receives little benefit while their insurance premiums increase.

Jessie Broxton, Pensacola, FL


If you want to share your thoughts and opinions with your fellow Floridians, you can submit your letter to the editor at [email protected]

Contact information is essential to confirm your identity. Your personal contact information will be kept confidential. We will publish your name and town.

We do not guarantee that we will publish your letter and will not notify you if we do not.

Florida Jolt may edit your letter for punctuation and clarity, but we will not change the intent.

Jolt Media, Inc. reserves the right to refuse any letter for any reason.

Comments
Send this to a friend